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Farm and Ranch (E&O) Insurance

Protect Your Land and Livelihood: Farm and Ranch Insurance in Colorado

Farming and ranching are more than just a way of life—they’re the backbone of Colorado’s economy. At Preferred Choice Insurance, we provide customized farm and ranch insurance to protect your land, livestock, equipment, and operations. As a veteran-owned agency, we understand the hard work you put into your livelihood and are here to help you safeguard it.

Answers to Your Farm and Ranch Insurance Questions

  • What does farm and ranch insurance cover?

    It typically covers dwellings, barns, equipment, livestock, crops, liability, and more, depending on your policy.

  • Do I need farm insurance if I only grow crops?

    Yes, crop insurance can protect your harvest from natural disasters, pests, and other risks.

  • Does it cover livestock?

    Yes, many policies include protection for livestock against risks like disease, theft, or accidents.

  • Is farm insurance mandatory in Colorado?

    While not legally required, many lenders or contracts may require coverage to protect your assets.

  • Can I bundle personal and commercial coverage?

    Yes, farm and ranch policies often combine personal coverage for your home and liability with business coverage for your operations.

  • Does it include coverage for natural disasters?

    Standard policies cover certain natural disasters, like windstorms or hail, but you may need additional coverage for floods or droughts.

What Our Farm and Ranch Insurance Can Do for You

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Crop and Livestock Protection

Covers your harvest and livestock against losses caused by natural disasters, disease, and theft.

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Equipment and Machinery Coverage

Protects tractors, combines, and other essential tools from damage or loss, ensuring your operations continue uninterrupted.

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Farm Dwelling and Barn Insurance

Safeguards your home, barns, and other structures on your property from risks like fire, hail, or vandalism.

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Liability Coverage

Provides financial protection if someone is injured on your property or if your operations cause damage to someone else’s property.

Get Your Free Farm and Ranch Insurance Quote Today

Protect your land, your livelihood, and your future. Contact us today or request a free quote online to find the perfect farm and ranch insurance policy for your needs in Colorado.

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