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Auto Dealers Insurance

Drive Your Business Forward: Auto Dealers Insurance in Colorado

Running an auto dealership comes with unique risks and responsibilities. At Preferred Choice Insurance, we offer specialized auto dealers insurance to protect your business, inventory, and reputation. As a veteran-owned agency based in Colorado, we’re committed to helping you safeguard your investment and keep your dealership running smoothly.

Answers to Your Auto Dealers Insurance Questions

  • What does auto dealers insurance cover?

    It typically covers general liability, inventory protection, property damage, and errors and omissions specific to dealership operations.

  • Is auto dealers insurance required in Colorado?

    Yes, Colorado requires dealerships to carry garage liability insurance, along with other specific coverage types based on operations.

  • Does it cover test drives?

    Yes, most policies include garage liability or garagekeepers coverage to protect your vehicles and liability during test drives.


  • Can I cover my inventory against natural disasters?

    Yes, inventory protection can include coverage for theft, hail, fire, and other unexpected events.

  • What’s the difference between garage liability and garagekeepers coverage?

    Garage liability covers accidents involving third parties, while garagekeepers insurance protects customer vehicles left in your care.

  • Can I bundle auto dealers insurance with other policies?

    Yes, bundling with policies like commercial property or workers' compensation can simplify coverage and reduce costs.

What Our Auto Dealers Insurance Can Do for You

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Comprehensive Inventory Coverage

Protects your vehicles against damage, theft, weather events, and other unexpected risks.

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Garage Liability Insurance

Covers third-party injuries or property damage that occur on your premises or during test drives.

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Garagekeepers Insurance

Safeguards customer vehicles in your care, whether for repair, storage, or inspection.

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Errors and Omissions Protection

Provides coverage for legal claims related to paperwork mistakes or misrepresentations in sales.

Get Your Free Auto Dealers Insurance Quote Today

Protect your dealership and your peace of mind. Contact us today or request a free quote online to find the perfect coverage for your business in Colorado.

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