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Contractors Insurance

Build with Confidence: Contractors Insurance in Colorado

Whether you’re building homes, managing renovations, or completing large-scale commercial projects, protecting your business is essential. At Preferred Choice Insurance, we offer tailored contractors insurance designed to safeguard your tools, employees, and reputation. As a veteran-owned agency, we’re committed to helping Colorado contractors stay protected while focusing on what they do best.

Answers to Your Contractors Insurance Questions

  • What does contractors insurance cover?

    It typically includes general liability, workers’ compensation, tools and equipment coverage, and commercial auto insurance.

  • Is contractors insurance required in Colorado?

    While not all coverage types are legally required, general liability and workers’ compensation are mandatory in many situations.

  • Does it cover subcontractors?

    Yes, policies can include coverage for subcontractors, but they should also have their own insurance to ensure complete protection.

  • Can I insure my tools and equipment?

    Yes, tools and equipment coverage protects your gear from theft, damage, or loss on the job site or in transit.

  • Does it cover project delays or missed deadlines?

    No, but builders’ risk insurance, which can be added to your policy, may cover delays due to property damage during construction.

  • What types of contractors need this insurance?

    General contractors, electricians, plumbers, carpenters, and specialty trade contractors all benefit from contractors insurance.

What Our Contractors Insurance Can Do for You

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General Liability Coverage

Protects you from claims related to property damage, injuries, or accidents that occur during your projects.

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Tools and Equipment Protection

Covers theft, loss, or damage to the tools and machinery you rely on to get the job done.

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Workers’ Compensation

Provides benefits for employees injured on the job, ensuring compliance with Colorado law and protecting your workforce.

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Builders’ Risk Insurance

Offers coverage for materials, property, and structures under construction against risks like fire, theft, or weather damage.

Get Your Free Contractors Insurance Quote Today

Protect your business and your team on every project. Contact us today or request a free quote online to find the perfect contractors insurance policy for your needs in Colorado.

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